Financial Concerns

Emergency Funds

The Student Advocates office offers small denomination, no interest emergency funding to students facing financial difficulties due to unexpected circumstances or expenses. 

Students may apply for emergency funds only once each academic year.

Emergency fund requests over $500 or to cover rent, tuition and other living expenses are rarely approved.


  • An unusually high utility bill
  • Automobile repair
  • Medical or dental expenses
  • Unexpected school supplies
  • Text book expenses, when financial aid is delayed
  • 1 month’s rent or utilities, if a roommate moved out without notice
  • Transportation costs for a trip home due to an emergency
  • Expenses related to a new job or job interview
Emergency Funding Eligibility Criteria

To qualify for an emergency funding, you must:

  • Be enrolled at Indiana University - Bloomington
  • Be in good academic standing with the university and your school.
  • Have a cumulative GPA 2.0 or above
  • Be able to provide documentation of the emergency expense.
  • Have a “guaranteed”, documented repayment source such as a current job or processed future financial assistance.

Completing the eligibility questionnaire and meeting minimum requirements does not guarantee you will be approved for Emergency Financial Assistance award.

Application Process
  1. Complete the Emergency Funding Eligibility Form to determine if you meet the minimum requirements for an emergency assistance. The form will determine your eligibility to recieve emergency funding and will email you additional instructions on how to proceed with your funding request.
  2. Meet with a MoneySmarts Team Member within 24 – 48 hours of submitting your eligilbility request to review the reason for your  funding reequest and your monthly budget. (You will not be approved for emergency assistance until you meet with a MoneySmarts Team Member.)
  3. Complete the Emergency Funding Application. (If you meet the eligibility criteria, you will be sent a link to the form.)
  4. If emergency funding is approved, you will be contact by the Student Advocates Office to finalize the funds. Funding can generally be ready within 24 hours after meeting with a Student Advocate office.